Secure Your Future
Infinite Banking for Canadians

The Infinite Banking Concept in Canada lets you leverage whole life insurance to build wealth, borrow against your policy, supplement retirement income, and transfer wealth tax-free, creating lasting financial freedom for you and future generations.

Rempp Financial

Personal Pension Plan
Secure Your Retirement

As a Business Owner, You Can't Count on the Government to Provide for Your Financial Security After You Stop Working. Creating Your Own Pension Plan Through Your Corporation Allows You to Do Just That.

Rempp Financial

Risk Mitigation
Protect Your Most Valuable Asset: YOU

As a Medical Provider, Your Income and Future is Completely Tied to Your Ability to Work.

Secure Your Future
Infinite Banking for Canadians

The Infinite Banking Concept in Canada lets you leverage whole life insurance to build wealth, borrow against your policy, supplement retirement income, and transfer wealth tax-free, creating lasting financial freedom for you and future generations.

Rempp Financial

Personal Pension Plan
Secure Your Retirement

As a Business Owner, You Can't Count on the Government to Provide for Your Financial Security After You Stop Working. Creating Your Own Pension Plan Through Your Corporation Allows You to Do Just That.

Rempp Financial

Risk Mitigation
Protect Your Most Valuable Asset: YOU

As a Medical Provider, Your Income and Future is Completely Tied to Your Ability to Work.

Why Choose Us

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    MEDICAL PROFESSIONALS WEALTH TOOLS

    Customized solutions

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    BUSINESS INSURANCE SOLUTIONS

    Tax efficient strategies

Rempp Financial
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    INFINITE BANKING CONCEPT

    The Canadian application

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    RESOURCES

    Books & Workshops

Welcome to Rempp Financial

Professional Financial Strategist
We focus on three main areas of expertise and can provide expert financial and tax advice through the members of our team.

Rempp Financial

Medical Professionals Wealth Tools

Customized solutions

Coming from a family of doctors, I understand the sacrifices that you have to make to help your patients and provide for your family. My passion is to help you get more life out of your money, and reduce the risks associated with the fact that your income is probably key to your family’s survival. I have a unique and extremely professional approach to financial planning, which is based on tax efficiency that very few firms have in the industry. I also don’t believe that I am an expert at everything, but rely on other professionals to bring their expertise to the table, so together we can achieve a much higher level of support and planning than what one could achieve on his/her own.

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Infinite Banking Concept

The Canadian application

As the co-author of two books explaining the Canadian application of the infinite banking concept, I can help you understand how the concept works, and ensure that you’re not being misled by advisors who just see an opportunity to sell big policies. The way the concept is used in the States doesn’t work the same here in Canada, make sure you know exactly what you’re getting into. I am approached on a regular basis by clients who couldn’t get clear answers from the advisor they were talking to about the concept, and usually end up becoming their specialist for that specific portion of their portfolio. Just like a heart surgeon operator on your heart, but leaves the rest to the family doctor, I specialize on the infinite banking portion of your financial plan and can leave the rest of your financial planning to your existing advisor.

Rempp Financial

Business Owner Strategic Tax Planning

While I have an expertise in dealing with medical doctors, surgeons, specialists, the concepts and strategies I use are also completely relevant to Business Owners. Medical Professionals are business owners, even if they don’t realize it or see it that way. Business owners are the are the foundation of our economy. They work hard, create jobs and provide a most valuable service. There are a lot of risks that need to be mitigated, and now if that wasn’t enough, you have to make sure that you won’t get punished by the government with unnecessary or more than your “fair share” of taxes.

The Wealthy Physician - Canada

Learn how to grow and protect your wealth

“The Wealthy Physician – Canadian Edition” is a resource for medical professionals who are looking for an alternative to traditional financial planning. In the book, you will discover a new approach to growing and protecting your wealth. Protecting from the taxman, protecting from potential creditors.

Rempp Financial Inc. is committed to protecting your privacy and the confidentiality of your personal information. Personal information, such as your age, contact information, marital status, education, employment history, identification numbers, and financial information, will not be shared. Protecting this information is one of our highest priorities, and as such, we have instituted policies and procedures and use vigorous security safeguards to protect your privacy and the confidentiality of your personal information. The protection of your personal information is an integral part of our service commitment to you.

Medical Professionals

Different Approaches for Different Age Groups.

If you’re going through residency, now is a great time to lock in some great discounts on financial products you’ll need once you start practicing.

If you’re in the first 5 years of your practice, the process, or value of incorporating and paying off debt are often the more relevant topics of discussion.

If you’re 10 to 15 years from retirement, strategies to optimize retirement income and pull money out of the company are important.

Housekeeping Items

More info about our services and how to stay in touch with us.

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Depending on your area of practice, you’re going to have slightly different challenges (or major ones in some cases) to get you from where you are now, to your financial freedom before, or after you retire. We strive to customize every plan we build, based on YOU, and YOUR situation.

The tax measures introduced by the federal and provincial governments are having a significant impact on your personal take-home income. There are ways to reduce that tax liability, you just need to know the right and legitimate tools or strategies.

Working Hours

By Appointment

Fees & Compensation

As insurance brokers, we get paid by the industry. Which means that if we recommend a solution with a specific company, that company doesn’t have to do any marketing to get your business, so the money they save on marketing, they assign to us. It is not coming out of your pockets, and we’re paid the same by all the insurance companies.

Depending on the complexity of the planning you require, we also offer an hourly rate for analysis and design of a custom financial plan.

Rempp Financial

Need a customized financial plan?

Call Now (780) 838-0427 and receive Elite Financial Planning for you and your Family

Testimonials - We like to hear from you!

Testimonials - We like to hear from you!

I've recently worked with Antoine to set up a Personal Pension Plan through my corporation for my retirement. He's also helped me identify opportunities where I could save money, get better coverage on my insurances and increase the tax efficiency of my Professional Corporation. My disability coverage virtually doubled for about the same price, and I understand clearly now what coverage I already had and what was missing. I encourage you to connect with Antoine.
Dr. Indar, M.D., Surgeon

"Chase Chandler in "The Wealthy Physician" presents the truth in a concise way by identifying challenges and providing a solution to Financial Freedom. Douglas Guest and Antoine Rempp have successfully made this information relevant to Canadian Investors. I highly endorse it as a light in the darkness, for Physicians and all Professionals who are disillusioned with their current wealth accumulation. To retire and live the Canadian Dream, you must open your mind, read this book and be ready for a paradigm shift enabling you to view money in a new way. After 28 years of studying finance, I believe this strategy is 'The Perfect Investment."
Allan L Johnson Financial Advisor, Author, CCS™

"With this little book, The Wealthy Physician, Chase Chandler has done an exceptionally good job of producing an essential outline for all professionals as they develop their financial future. This work can be equally valuable to those who have been led astray by the conventional wisdom that has plagued mankind since the beginning of time. I encourage all to study the wisdom that Chase has incorporated here."
R. Nelson Nash Austrian Economist Author of Becoming Your Own Banker® and Building Your Warehouse of Wealth®

"Teaching at the university level, I am always looking for sources to use with my students. Your book will be one I use in my administration class for health care professionals and I will highly recommend it to my students as a helpful source as they deal with personal finance issues. I sat down and read it through as soon as I got it. It is easy to understand and gives sound advice that even someone that is not into finance will find helpful. I look forward to others in the series. A job well done!"
Randy Lambeth Ed.D., ATC, LAT

I want to thank Antoine, Chase and Doug for finally telling the entire reality about Whole Life Insurance and the Infinite Banking Concept® as it applies to Canadians. Discussing and debating with Antoine and other well-informed financial colleagues the merits of the Infinite Banking Concept® for Canadians has greatly increased my understanding and appreciation of this powerful concept. Even more so, our conversations have driven home the importance of ensuring it is built and used correctly from a Canadian perspective. As an individual looking to use the Infinite Banking Concept®, make sure you work with an advisor who understands the Canadian distinctions of the Infinite Banking Concept® as it applies to banking, life insurance and CRA tax laws in Canada.
Weston Fader Principal Advisor - Atlas Wealth Financial

"I have recently finished my residency in orthopedic surgery. I now face a mountain of debt along with many other pressures in getting my career started. Add to that the fact that nowhere in medical school or residency training is there a useful section on managing money efficiently. Thankfully, Chase has spelled it all out in his book The Wealthy Physician. It was a very easy read, and it lays out effective strategies in a simple, easy to understand terms. I am looking forward to employing these strategies as laid out in the book as I embark on. my career."
Val Irion M.D.

"Our way of thinking about money and savings has forever changed thanks to Chase. We are in the process of achieving a level of financial independence and security that I never thought was possible."
Amanda Caldwell Pharm.D

"The Wealthy Physician is a must read for anyone in the medical profession. Chase Chandler does an excellent job explaining the correct way to grow your wealth. Chase uses examples, facts, and historical documentation to support his position."
Neil Denman CPA & Author

"Congratulations to you, the reader, for keeping an open mind and continuing to learn. Reading Chase's book was a great reminder to me about WHY we practice Prosperity Economics (my word for what Chase and his team do) and we love having other authors out there telling the WHOLE truth."
Kim D. H. Butler Best-Selling Author, President of Partners for Prosperity, Inc.

"Why give your money away to governments, banks, and insurance companies that only like to take money out of your pockets? Now is time to take action and make smart decisions that will last your whole life. Learn to live your life insurance rather than wait until you're gone and leave nothing for your family to have a better life."
Real Chartrand Business Owner & Sophisticated Investor

"Although the title of this superb book singles out Physicians, in truth, it is written for ALL Canadians. This book pinpoints the very reasons many Canadians end up somewhere else and fail miserably after years of planning for their financial future and retirement years. Chandler, Rempp and Guest have clarified a most important process that your financial advisor should be teaching you, or you should be teaching him/her. Once you understand this concept from a Canadian perspective, you will want to put substantial amounts of money into it."
Will Moran MA, HBA, CLU -- Moran Financial Inc.

"On reading this book, hopefully people will see the tremendous potential benefits of Whole Life insurance instead of thinking of insurance as an expense. Among the various strategies for accessing the funds and living your life insurance, I found the "Family Bank" section very powerful, especially when it comes to family wealth transfer. Truly, if families would just start following the concept described herein, how much better off would all the generations be! Thanks again for sharing. This is a book that I will feel very comfortable using to help educate advisors on the values and benefits of Whole Life insurance."
Grace Kallal CFP, CLU, CHFC, CSA

"From all l've read on the subject, Live Your Life Insurance - Canadian Edition is my favorite book so far. I love it! It explains the concept in a very informative and easy to understand manner. Shortly after I was introduced to it, I purchased five Whole Life policies on my kids and grand-kids. After only two years of funding these into my "Family Bank", I had enough cash value in them to purchase a brand new truck, sell it to one of my businesses, and have the payments with interest paid back to my "bank". Anyone can do it. With the series of these policies, I will leave a legacy to my family for generations to come. It is truly the best financial advice I have ever had and is also very easy to use. I recommend this book to any new parents, so that they can start their own banks for themselves and their children. This would be one of the smartest investment of their lives. Why give your money away to governments, banks, and insurance companies that only like to take money out of your pockets? Now is time to take action and make smart decisions that will last your whole life. Learn to live your life insurance rather than wait until you're gone and leave nothing for your family to have a better life."
Real Chartrand Business Owner & Sophisticated Investor

"Live Your Life Insurance - Canadian Edition makes you wonder why an entire generation of financial advisors (who have been lulled into complacency about the risks to which they expose their clients), aren't considering the everyday uses of Whole Life insurance and the guarantees to which this unique product offers. While having many applications for its uses, Butler, Guest and Rempp show us how one dollar can do multiple jobs - and are mystified why we are letting our dollars do only one job. While "Cascading Life Insurance" has been used by the wealthy for generations as a way to pass on wealth, it's easy to see why more and more Canadians are tossing the idea of buying term and investing the difference. l've had the honour of sitting and studying with all three authors in the same room. In person, they are all engaging, practical, patient and highly insightful, all with unique views on how to Live Your Life Insurance. This book will make you want to race out and put your dollars to better use."
Will Moran MA, HBA, CLU -- Moran Financial Inc.

"Wow, Kim Butler has nailed it. A recognized expert in creative Life Insurance Strategies, Kim has provided us with a comprehensive, understandable yet simplified explanation of how to use a somewhat misunderstood product that has been around for over 200 years. Imagine a book that teaches you how to use life insurance while you are alive? What a concept! Filling a void on the Canadian bookshelves, Antoine Rempp and Douglas Guest have Canadianized this amazing book. This book is a must read for anyone who has been disillusioned with the typical Financial Planning process based on assumptions and projections with no guaranteed results. Live Your Life Insurance - Canadian Edition is one of the best I have ever read."
Allan L Johnson Financial Advisor, Author, CCS™

"We founded our company Game Changers because we believe entrepreneurs should be able to follow the dreams of their heart. Through getting to know Douglas Guest, and becoming close friends with him, we realized how we have the same passions. He is passionate about people living their passions without having to worry about money. We have discussed that unfortunately, all too often money can get in the way of peoples dreams. Live Your Life Insurance - Canadian Edition outlines a financial tool in Whole Life insurance that really allows its owners to Live Their Lives regardless of any business ambitions. It's just too bad how many people don't even know of its existence. Imagine all of the possibilities that life can hold when you don't have to worry about your finances. You are free to pursue your dreams and see where life takes you. A financial tool to empower one's own life. Love it."
Christan Hiscock & Jordan Sickel Founders of Game Changers Inc & Connect Cafés